Subsidised loans from NRRP - NextGenerationEU resources
Loans with EU resources under the NRRP (National Recovery and Resilience Plan)
Three credit lines to support Italian SMEs and mid-caps in sustainable and digital development on international markets. The lines are subsidised-rate loans with a grant of up to 25% – 40% for firms in Southern Italy – within the limit of overall public funds that may be granted under the Temporary Crisis and Transition Framework. The co-funded grant is disbursed subject to prior authorisation from the European Commission – and without the need for providing guarantees.
To prevent and combat violations to the detriment of the economic and financial interests of the State and European Union, applicant companies and beneficiaries of subsidised loans based on public funds may be audited, at any time, by the competent authorities
All companies benefiting from funding under the PNRR are hereby informed that all expenditure documents (e.g. invoices or equivalent documents) issued from 1 July 2023 onwards must include the 'Unique Project Code – CUP' issued when the funding was approved for the purposes of the eligibility of the related expenditure in the reporting phase. Therefore, the CUP must be indicated not only in the payment description, as already required by the relevant Circular, but also in all documents issued from 1 July 2023. Consequently, if an invoice without the CUP is found during the control and verification phase, it cannot be considered compliant with the requirements and this will result in the corresponding expenditure not being eligible for funding.
For financing with PNRR resources, it is possible to request an extension. See terms and conditions.
Instruments currently not available
The Digital and Ecological Transition of SMEs and mid-caps with an international vocation
Participation of SMEs in international trade fairs and exhibitions, also in Italy, and in system missions
Developing the e-commerce of SMEs in countries outside Italy
How to use the portal to submit loan applications
- From 09.00 hours on 25 July 2024, businesses can access the Portal to compile and submit loan applications for the new instrument “Potenziamento dei mercati africani” (“Strengthening African markets”), and for the new conditions dedicated to Africa of the instruments “Inserimento mercati” (“Entry on markets”), “Certificazioni e consulenze” (“Certification and advisory services”), “Fiere ed Eventi” (“Trade fairs and events”), “E-commerce” and “Temporary Manager”.
- From 18.00 hours on 24 July until 09.00 hours on 25 July, the Portal will be offline for updates, in view of the opening, and it will not be possible to use it.
- See how to access the Portal
Compiling the application
- To compile the application, you must (i) attach all necessary documentation, as indicated in the Circular, (ii) give details of the legal representative, (iii) give details of the beneficial owner of the Applicant company, (iv) upload the contract of the dedicated current account, (v) upload the articles of association of the company. All documents must be digitally signed.
- In any case, submitting an application will not entitle the applicant to have the financing approved/granted. Approval/granting is subject to the application being complete, access requirements being met, the successful completion of SIMEST’s application review and the actual availability of financial resources, as well as approval from the Financial Support Committee.